Most people consider “achieving wealth” as a mystery. It is thought that the management of money requires a particular talent that most of us feel was left out of our genetic make-up! We believe that it takes a certain type of person; an expert in number-crunching, or someone who has some special gift of financial insight to understand how to tackle the money mission.

This intrigue, or fear, does little to boost the confidence of one who really does want to understand, and participate, in the wealth puzzle.

Are you aware that (statistically) the average person retires with a net worth of approximately $40,000 (home equity not included)? That is after having worked about 40-something years! Not a lot to brag about considering how many long, hard hours were toiled to achieve a yearly average of roughly $1,000 (about $80 a month)!

If that $1000 a year had been put to work in a wealth building program, such as real estate mortgage notes, the amount of money in the “nest egg” would be alarmingly different!

Just imagine not having to worry about money; your financial independence is not just a dream it’s now an attainable reality!

It’s never too late to turn the tide, regardless of how hopeless things appear to be for you right now. Assemble the pieces of the money puzzle. Recognize, and maximize opportunities when they arise.

SET A GOAL!
Write them down, and keep them realistic.

ESTABLISH A GAME PLAN!
Consider a wealth building program that you feel comfortable with.

DEVELOP MOTIVATION, DISCIPLINE, AND PATIENCE!
Focus, Dedication, Desire and Perseverance.

OVERCOME YOUR FEARS AND HESITATIONS!
Those not making mistakes are the ones not doing anything.

ABOVE ALL BELIEVE IN YOURSELF!
It’s time to take ACTION!

“Your” Money Matters by Carl Hampton
From the Author of “From Credit Despair To Credit Millionaire.”

Have you ever known someone who always seemed to get what they wanted? Maybe it was that guy at work who went from visionary cubicle working stiff to powerful corner office head honcho in a short interval of time. Or your faired haired high school classmate with the glimmer in her eye, who made getting straight A’s “and being caption of the womens soccer team look like a cake walk. Their cups always seem to overflow and others marveled at their accomplishments. Never did we hear them complain or worry (out loud for that matter). They always expected the best to happen and it did. Even when bad times fell on them, them always stayed in good spirits and like clockwork everything that they seemed to have lost was restored back and then some. And many onlookers were left wondering how they did it (and how to get their magic potion). Quite simply, the working stiff and the fair haired classmate probably believed they deserved to see their dreams become reality, and that the best that life had to offer was theirs. And, it was not a matter of being connected and knowing the “right” person, there was one defining pattern to these people, it was their attitude. Fortunately this can also be true for all of us.

We all live with an unconscious expectation of ourselves and our own lives. This expectation not only determines what we have in our lives but it also represents what we are willing to settle for. Expectation is a very powerful outlook and one that very few people ever learn to fully cultivate. Whatever you expect with certainty is what you will get in your life. Expectation is the intrinsic place where an idea becomes so real that you feel it even though you can’t hold it yet. Expectation is like an invisible magnet that will attract into your life that which you expect. When you expect something you activate and engage those parts of your mind and your nervous system that can empower you to think the unthinkable and do the undoable. Whatever thoughts you constantly feed your mind through out the day, your subconscious mind is taking it in. And it does not discriminate between the good thoughts or the bad thoughts, it takes it all in! What you earn right now is what you expect to earn. The amount of free time you have right now is what you expect to have as free time. The relationships you have are what you expect to have.

When you expect the best it’s not like expecting something good or something similar, it is the best and only the best. You have to stop settling for less than you can be or have. On a deep psychological level this is exactly what creates your expectations and that is why a lifetime of settling for less than you can be creates an expectation that is only “O.K.”. It becomes the standard that you are willing to settle for.

Great expectations create great results. When you expect the best it will become a directional mechanism that will guide you to seeking out and finding what you expect. The difference between great expectations and weak hopes start out with nothing more than a outlook or mind set; an outlook that can make the difference between living a life of fulfilment and one of desperation and frustration. Create the expectation by making sincere decisions. Nurture your expectations by never settling for anything less than the best. Over time you will no longer want to think negative and self destructing thoughts. You will choose joy, happiness, success, abundance and everything that you wish for yourself.

It is easy to change your expectations. You can do it in an instant. And that can be a menace. As too often, we lower our expectations because that seems easier than overcoming the obstacles which seem to stand in the way of fulfilling those expectations. Are you being forced to lower your expectations or are you choosing the “handy” way out? You must expect the best in order to achieve the best. Yet it takes more than just expectation. It takes commitment and performance. Don’t lower your expectations to meet your performance. Raise your level of performance to meet your expectations. Expect the best of yourself and then do what is necessary to make it a reality

You need no special skills or knowledge to raise your expectations. You simply need a decision that from this point onwards you will never again settle for anything less than you can possible be. The difference between hoping for something with uncertainty and depending on something with expectation is nothing but the way you direct the focus of your mind. What you say to yourself, the images you imagine and your behavior are what you can consciously direct. But, only if you choose to. If not, you will revert back to the autopilot of the masses just going with the flow of “whatever” comes along. The cultural autopilot is the emotional default and only through conscious and consistent nurturing of your desires and inclinations can you live life by your own standards and create the expectations that will lead you to a life of abundance and fulfilment.

In 1968, a study was conducted in San Francisco on teachers of students in grades one through six. Known as the Pygmalion Study, researchers who were involved gave the teachers incorrect information about their students; basically that the students were on the brink of intellectual growth. However, the students were really selected randomly and were not necessarily on the brink of anything. Nonetheless, the teachers believed and expected that the students were capable of great things and this resulted in high scores on IQ tests and other projects. After the study was completed, researchers concluded that the teachers’ belief in the students caused the students to experience outstanding intellectual growth. This study is a prime example of belief turning possibilities into reality.

Are you making a living or living your life? To “live” your life implies action–movement–excitement. Unfortunately, today most of us have our calendars so full we have little time to enjoy all the courses in the feast of life. It’s important that you value your precious time here on this planet.

Most of us believe that the hand we are dealt in life is what we will always hold. Sure, life is okay but it isn’t great; bills need to be paid, the kids are sick, and the bank account never seems to grow. After some time, you believe this is your life and how it will always play out. On the other hand, people who believe they deserve better play a different hand and they never have a poker face when it comes to their expectations.

When you expect only the best, you put yourself in a position of power. First and foremost, you send signals to your subconscious to help you notice and get what you desire (and deserve!).You get a check in the mail or you literally bump into the perfect woman at the coffee shop and she happens to live close by. Great expectations lead to great results.

Like every play, your life has its own story. Learn from the past but don’t get caught up in it. You can’t change it and you can’t expect or anticipate anything that has already taken place! And you don’t really know how it’s going to end, or even what’s coming up next. The best thing you can do is keep up with what’s going on and steer it in the direction you would like it to go. The rest will play out as it will.

In the morning, do not get out of bed until you sit back, fluff your pillows and fill yourself with words of loving encouragement and expectation. Ponder the words, let them sink in. Imagine the dreams you have for yourself. And finish by including a short proclamation for your day to be full of wonder, joy and guidance.

Listen to your intuition, for it is your best friend. Ignore your fears for they are definitely not in your best interest. Believe in your dreams for they are your future. Come to expect success in your life and everything you do, because you are constantly preparing for it. Expect the best out of life and you will get it!

Expect the best and the best will come…

Intrinsic motivation is when an individual is motivated by internal factors, as opposed to external factors.

Examples of intrinsic motivation would be doing something because you feel it is the moral and ethical thing to do; doing something because you know it will benefit others or doing something because it brings you pleasure and joy.

The latter is common in regards to an enjoyable pastime or a hobby.

It is believed that intrinsic motivation is far stronger than extrinsic motivation however there are times when extrinsic motivation can become stronger because it displaces intrinsic motivation.

This is known as the overjustification effect. For example this occurs when you begin doing something for intrinsic reasons and then are offered monies or another type of reward for doing it that overrides the reason you started doing it in the first place.

In many cases when this happens, a person loses interest in the activity once the reward is taken away. The key is to not offer large extrinsic rewards for something that is meant to be motivated intrinsically (in other words, from within).

Intrinsic motivation has been widely studied by researchers in the realm of education since the start of the 1970s and their findings have been that when students are intrinsically motivated to do well in school, they tend to perform better, make higher marks and they also tend to enjoy the material they are learning a great deal more.

A man named Bernard Weiner created a theory known as the “Attribution Theory” and he looked at such things as the orientation of goals and the locus of control (internal and external).

As an aside, an internal locus of control is when a person believes that they have control over what happens to them whereas an external locus of control means that a person believes that control is outside of themselves and has more to do with extraneous factors as opposed to their own actions.

According to Bernard Weiner, students are much more likely to possess intrinsic motivation in their studies if they feel that their educational achievements have more to do with their own efforts as opposed to anything else.

As well students will experience intrinsic motivation if they feel that they play a paramount role in attaining their own personal educational goals as opposed to feeling as those it has more to do with luck or simply a “roll of the dice.” Finally when students have motivation that comes from within they will work harder to completely understand and master a given subject as opposed to simply learning the work at hand so they can pass a test or exam and then forgetting it afterwards.

Keep in mind that intrinsic motivation holds no promise of rewards for students as opposed to extrinsic motivation, which is all about rewards.

Many decades of research has given rise to a theory known as “Goal Theory” which has shown that intrinsic motivation in some communities and groups is altruistic in nature as the desire to help others and contribute to the greater whole is the number one motivator.

When a person appeals to the common good or does something based on a moral obligation or commitment to others this is when intrinsic motivation is shown to be alive and well in the world.