Writing and educational news and views

Woman meets man. They instantly fell madly in love with each other. Girl is about to be married to someone else. Boy’s marriage to another woman is pre-arranged by both parents because they are on the elite side of the fence. The first woman is just a peasant. The woman in the pre-arranged wedding meets the man who is about to get married to a woman who meets the first man in this head-spinning scene and they instead have eyes for each other. And all parents of these two men and two women have a disagreement with each other and it started a bad chain reaction, and the woman who meets the man who falls in love with each other which their parents disagree their love elopes only to find that the man who is about to get married to his girlfriend is a drug dealer and the woman who is about to get married in a pre-arranged wedding is a police officer who is out to get the man who is the druglord who abducts the girl only to be gunned down in the later part of the story, survives, undergone plastic surgery and heads off to avenge his own death and claims what is rightfully his- the woman of his dreams. If you read this story, you’ll get dazed and confused but these are the real elements of a good romance novel and anybody who wants to do romance novel writing will surely agree to this.

Sometimes, when you get so enthralled with romance novels, you can imagine if you’re one of the characters or better yet, you are the author himself, right? Have you ever thought of the opportunity that you can become one, writing a romance novel for everyone to read and to enjoy? For now, you may never know that you have that talent but how will you know if you have the “thing” if you don’t try it out and what’s more, you may need the BIG MONEY that you will earn from making these romance novels. Come on, everybody likes romance novels. People were born because of love, they fall in love and then, they fall out of love only to find out in the end that they are truly hapless romantics, just like you, Romeo…or Juliet. Whether you want to be a romance novel writer or not, it pays to know some of the facts regarding romance novels and the tips that writers need to create a sizzling and red-hot story.

Here are some of the facts about romance novels:

- In 2001, over 50 million Americans have at least read one romance novel,
-Number of romance titles released for this year is more or less 2,000
- Some of them spent more than $1.5B investing in such reading materials
-80% of the total books published in a year are in this field,
-Most paperbacks you see at grocery store racks, airports and even beauty salons are romance novels,
-And everyone is a hapless romantic and everyone loves a good romance novel

The tips in writing a romance novel are very simple, so simple, that anyone who has seen, felt, heard and experienced love can write a good one. Here are some of the basic information you need to be aware of: 1) You write what you read and that means you need to read a love of romance stories to get some ideas from experts before you and that’s it in the nutshell, 2) Be prepared to work long and hard- romance novels don’t come in a flash, the same way when you’re engaged in a romantic mood, everything has to be felt inch by inch, skin to skin, hot breath by hot breath, so to speak, 3) Oh, by the way, keep your day job. You can do your writing anytime when you feel like it. Writing doesn’t have to be work, it should be fun and you should enjoy your time freedom with it. Remember, there are no bosses around who will push you, 4) Hone your craft and that simply means, you need to find lots of sources that can teach you how to write books like these.

In conclusion, and the bottom line, you will make a lot of people happy with your romance novels and you inspire other people to do things for other people unconditionally and you get to let them play with their imagination and of course, financially speaking, you should get ready to take your career up on the next level when you become a best-selling romance novel author.

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Despite widespread knowledge of the 401K retirement plan, fewer are aware of the Federal 403B retirement plan. The 403B plan offers some lucrative potential, and should be invested in if at all possible. Government workers such as teachers, school personnel, and librarians are frequently eligible for benefits under 403B. Although eligibility varies, the plan is typically aimed at assisting those in the educational field. Some nonprofits are also eligible for benefits under the 403B plan.
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The specifics of the plan can be complicated, but tax exemption acts as the primary draw of the investment. All contributions made to a 403B are set aside from Federal taxes until retirement. In addition to the savings made on the contribution itself, the overall amount of tax paid is also reduced, as your total pretax income will be lower. This plan is available to the majority of people in any organization that qualifies under the IRS 501(c)(3) tax provision.
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Employers enter into a contract with their employees to take out a fixed amount of their income each paycheck, marking it for their 403B retirement plan. The contribution is not taxed, and the overall pretax income of the paycheck is also reduced. Despite pretax income reductions, FICA contributions are not reduced, leaving your social security benefits at the same level they would be without 403B. The money is set aside, where a vendor of the employee’s choosing will ensure a minimum rate of return.

Following the universal availability clause, most employees of a 501C eligible organization can contribute. Only those under 20 hours a week, or those already enrolled in a retirement plan can be denied participation. The elective deferral limit for the 403B plan is $15,500 per year, or 100% of compensation. The deferral limit can be raised if the employer makes matching contributions, raising the cap as high as $46,000 or 100% of compensation (the lesser of the two).

The 403B retirement plan is a worthwhile savings that every qualifying employee should consider. The tax deferral status alone makes the 403B plan an attractive investment. Should your employer offer matching benefits, that is all the more reason to start making investments. If you are worried about the safety of your investment, research fixed annuities. Under a fixed annuity program, your investment is guaranteed to return a minimum. Monthly retirement payments are also guaranteed by fixed annuity insurance programs.

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Starting a home business does not have to be tough.However,there are factors that need to anticipate and decide before hand.Everyone wants to be successful in their new business venture but it is wise to look at a number of systems first to make sure that all factors are covered ahead of time. There are millions business opportunity out there that is just looking forward for us to look into and there must be at least one that is suitable for you. However, if you are attached in any type of multi-level network marketing program, whether it is home based business or other type of direct sales program, then you are likely drawn in building your own business using business opportunity seekers. Basically, these are the type of people who have testified an interest in a home-based business and having extra-income opportunity by expressing in multi-level marketing or entrepreneurship.

You should browse United States Small Business Administration website at www.sba.gov/starting_business/ when starting a business . There is lots of essential guide to franchise a business for business owner information for that all new business owners need to know before starting a business of their own or taking a franchise operation. The first step in addressing for any type of business financing and loans is to have a practical and workable business plan in its readiness. There is a step by step guide on the website that will uphold entrepreneurs understand a business plan.

There are few number of list providers on the internet that specially assigned in gathering data on perspective opportunity seekers mailing list. These providers will then discuss with the askers to fill out a simple form about what kind of money making venture they are looking for. The truth is that it is not always possible to continue enlisting new people from your warm market only because at some point, all multi-level marketers must ask for business builders outside of their group of family, friends, and co-workers. By doing this way would you be able to meet with those people who are just looking forward to be found. Starting a business is never going to happen without a few troubles along the way. Nothing is simple to come by just as the old saying ‘no pain no gain’ means. It is unavoidable to bump into a tough situation at some point but at the same time, glimpsed at every small step forward as a great help for your new business and your bright future!

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You’ve probably heard the old saying - I know that half of my advertising dollars are wasted, if I only knew which half! Although it’s not possible to know all the factors that go into effective advertising, there are a few elements that are crucial to an ad campaign that is profitable. If you strive to achieve as many of the following 7 factors as possible, you can be confident that you’ll have a winning campaign.

1) Choose an appropriate medium to convey your message. This is so obvious, but you’d be amazed at how many people don’t use common sense when buying media. If you’re trying to reach a 14 year old, don’t buy an ad in the daily paper - buy the radio station that plays hip hop music! Try to target your advertising as much as possible. Think about the person you’re trying to reach with your message. The more you know about that person, the easier this will be. If you’re selling clothing to working women, buying TV is probably not a good idea. They’re probably so busy doing household chores and taking kids to various activities, they probably don’t have time to watch much TV. But billboards and radio are great because she’s probably on the road a lot and those media fit for that audience.

2) Don’t believe that everyone uses media the way you or your spouse does. Just because you don’t like a certain program on TV doesn’t mean that your potential customer doesn’t like it - they may be big fans and never miss an episode. Don’t assume that everyone reads the newspaper because everyone you know does. Ask for information about the medium’s audience - let your rep show you exactly who is watching/reading/listening/driving by/surfing their medium.

3) Don’t judge the price of the ad by the dollar amount alone. Just because an ad is expensive doesn’t mean it isn’t a good buy - and the opposite is true also. If an ad is cheap, but no one reads or sees it, it’s worthless to you. If an ad is reaching tens of thousands of people for $1,000, it might be a good buy if those are the people who are in the market for your product. Try to gauge the real value of an ad by the cost per thousand or cost per rating point (for TV, radio & cable). If you’re not familiar with those terms, ask your ad rep - they will be happy to fill you in. (And if they aren’t, find a new rep.) Visit Website Copy

4) Develop a relationship with your customers and prospects. This is another thing that should be obvious, but very few companies actually do this. Proctor and Gamble has found that this is what makes them money. And it makes sense. If people trust your brand and feel that they know your company, they’re far more likely to buy your products. This is actually easier to do as a smaller business than a large one - and many local businesses have done this for years. It may be schmaltzy, but when the local furniture store owner is on camera for all his TV commercials, people develop a relationship of sorts with him or her. They feel like they know that business. Anytime you can link a personality - even if it’s not a celebrity - to a business, that makes that business stand out. This is an important element that there’s not nearly enough room to cover - so think this one through for your business and come up with ways (and they can be very simple) to develop a relationship with your customers and prospects. An email newsletter is a simple, cheap and very effective way to do this, by the way.

5) Have a hook. Give people something that makes them remember you. Big companies spend millions on this - and for a good reason - it sells stuff. Whatever you do, don’t say “for the best in service and quality” - no one will believe you! If you want to convey that message, have one of your customers give a testimonial on camera - have them describe how you provided them with great service and quality. Give details. A hook needs to be simple, memorable and if possible, fun or heartwarming. The Taco Bell Chihuahua is a good example - the Pillsbury Doughboy is another one. Do something different and let people know about it. Give them a reason to choose your company over your competitors. Visit Web copy

6) Be relevant. Talk to your prospects in your advertising - let them know that you feel their pain and are going to help them make it go away. If you’re talking about something they can’t relate to, they’ll ignore you. There are way too many advertising messages in the world today - and people have learned to tune them out unless they click with something that is important to them. You know how this works - you do the same thing. If you’re sick of how your car is nickel & dimming you lately, you suddenly are much more aware of ads for cars. Find out why people buy your product and talk about how you will give that to them. It’s really pretty simple - but an overwhelming majority of businesses totally miss this.

7) Make sure you know what you’re trying to get your prospect to do. Do you want them to come to your store and buy a specific product? Or do you want them to call your business to get an estimate on a project so your sales person can close the sale in person? The more specific you are in your call to action (please make sure to include one!), the more likely your audience will do what you want them to do.

All of the elements that go into your advertising - the media, the creative, the copywriting, the call to action - create a synergistic result. The more focused you are with any of those elements, the better your results will be. It’s always crucial to measure your ad results. Determine what you want to achieve and include devices that will allow you to determine whether or not you achieved your goal. Then you can tweak results from there. Visit copywriting

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Shorts are 500-700 word articles that are generally found in the front part of a magazine or as a blog post. If you’re new to a publication, the editor will probably assign you a short rather than a full-length feature. Once you’ve proven yourself, you’ll get the longer and better paying 3000-5000 word articles or blog jobs.

Some people love writing shorts, and I’m one of them.

My natural style tends towards shorter pieces, so the more shorts the better. True, some writers feel that shorts aren’t worth the money, but in my experience I can research and write a short piece quickly enough to keep my “pay per hour” rate high.

In his book for freelancers (that includes information on marketing strategies), Michael Sedge relates the story of a fellow-writer who wrote nothing but shorts, without decreasing his annual income.

Sedge’s friend said “ I’d say that 80 percent of today’s magazines use short news, humor, and human-interest items. For a lot of editors—including those at top-paying publications—this is an area in which they are desperate for material. . . I can put out one or two short items a day, in most cases with little research. The best part is I normally make $1 a word.”

When writing the short article, keep in mind that every word counts. This is the time to use your editing skills and chop every unnecessary word you find. Shorts require the skill of pulling out the most important points of the story—there is no room for flab.

Once you hone your “shorts” skills, you may be surprised at the broad subjects that can be written as a short. Some of mine include the Lewis and Clark Expedition, Wild and Wacky Collectibles, Keeping Fit With Your PDA, and Collecting Elvis.

Structuring the Short

You can easily write a short (500-700 word) piece by following a simple structure.

Allow yourself approximately 100 words for a dynamite lead, and 100 words for a wrap-up.

What’s the most fascinating fact about your short? Find it, and then pop it up to the lead sentence.

Next, figure out how many points you want your article to cover.

For example, if you’re writing about a new handheld computer and you know you want to include information about its capabilities, software, and price structure, then you need to cover three points.

Give each of those points 100 words, and you’ve got a 500-word article. Or, give two of the points 125 words, and 50 to the third. Just divide wordage depending on the importance of a particular point.

A short doesn’t give you the luxury of four paragraphs to get into the body of the article. You’ve got room for a few sentences at best, so make them count.

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